Life Insurance
At some point in our lives, virtually everyone confronts the purchase of life Insurance. Whether you are a young family carefully managing a budget, or a more established and concerned about an estate of considerable value, James and Sons can assist you in the purchase of a life Insurance plan designed specifically for you. We can help you with:
- Term life Insurance for everyone at an economical price
- Permanent life Insurance that builds cash value
- Life Insurance polices to fund Insurance trusts
- Buy-Sell life Insurance for business owners
- Simple issue policies children and grand children.
Health Insurance
Probably no category of Insurance is experiencing more uncertainty than health Insurance. James and Sons can offer you individual plans that provide comprehensive health protection for you and your family. Features available in such plans include:
- High lifetime benefit limits
- Choice of various deductibles from $250 to $5000
- Low co-pay plans
- Prescription Insurance
- Dental Insurance
- Accident Insurance
- Large provider networks to afford a wide selection of hospitals and doctors
- Separately issued policies for temporary coverage (1 to 6 months) on students and those between jobs