Personal Insurance

James and Sons is uniquely capable of providing competitively priced, broad based Insurance protection for the personal needs of you and your family! Whether your home is a one of a kind high-valued dwelling, or you are just starting out, James and Sons has a program for you. Our personal Insurance programs cover:

•High valued Homes and their contents
•Valuable personal property
•Standard and Preferred auto Insurance
•High Risk auto Insurance
•High Limit Personal Umbrella Liability
•Discounted home and auto combination package policies
•Recreational vehicles
•Boats
•Payroll deduction-based personal Insurance programs for employers and associations
•Special home and auto programs for members of specific groups such as:

Ohio Society of CPAs and their employees
Columbus Board of Realtors and their employees
Ohio State Troopers Coalition
Ohio Library Council and their employees
Cleveland Engineering Society
Ohio Chiropractic Society
Association of Christian Schools
Ohio Dietetic Association
Ohio Dental Association including the member's employees
Eastern Ohio Physicians Organization including the member's employees

Concerned about service after you've purchased your coverage? Worried about "surprises" that might affect how your home, auto, and personal property is repaired, restored, or replaced after a claim? Don't be! James and Sons is there throughout the Insurance process which includes providing the guidance and advice you need during that difficult time following a claim.