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Important Disclosures

At James & Sons, we are committed to protecting your privacy as a visitor to this website and as our customer.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this site. When you enroll for an insurance policy at James & Sons, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address and various other personal information.   This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of James & Sons so we can provide you with policyholder service. The employees of James & Sons are each required to sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.

When you purchase an insurance policy from James & Sons, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder Of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.

Third Party Links

This website may contain links to third party sites that are not controlled by James & Sons.  These third party links are made available to you as a convenience and you agree to use these links at your own risk.  Please be aware that James & Sons is not responsible for the content of third party sites linked to James & Sons nor are we responsible for the privacy policy or practices of third party sited linked to James & Sons.  Our privacy policy only applies to information we collect from you while you are at and while you are actively in a session with James & Sons.    If you should link to a third party site from James & Sons, we strongly encourage you to review and become familiar with that site’s privacy policy.

Binding of Coverage

Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provide on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at330-788-5051 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site does

not constitute professional advice; if you have legal, tax or financial planning questions, you should contact n appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.

Information Sharing

What does United Community Financial Corp. (“UCFC”) and Home Savings do with your personal information? Click here to learn more.